Savings Accounts

Now is a great time to start saving your money and be a part of First National Bank in Olney's KIDS FIRST Savings Club!

• This account is available for kids, preferably ages newborn to 18.
• The minimum opening balance is $10.
• Interest rates may change at any time.
• Interest will be added to the account at the end of each calendar quarter.
   

Make sure to visit our Kids Page for activities, crafts and lots of other fun and neat stuff!!

Helps you save money for a Very Merry Christmas!

• No minimum deposit.
• No partial withdrawals.
• Fixed rate.
• Deposit any time.
• Deposit any amount.
• Can set up automatic transfer.
• Matures in late October or early November (varies from year to year)
• Customer chooses if they want the funds deposited into an existing account or if they want to receive a check at maturity.
• Account closed prior to maturity will be assessed a $25.00 fee with a loss of accrued interest.

This account is for customers who want to earn interest, have immediate access to their funds, and write a minimal amount of checks.

• This account is available for personal and business use.
• The minimum opening balance is $1,000.00.
• Statements will be mailed monthly.
• Interest rates may change at any time.
• Interest will be added to the account at the end of each monthly statement cycle.
• No interest will be earned on days when the collected balance is less than $1,000.00.
• A service charge of $10.00 will be assessed per month if the daily balance is less than $1,000.00.
• A $10.00 excessive withdrawal fee will be assessed for each transfer above 6 paid in a monthly statement cycle.  Transfers include: Check, Draft, Debit Card Transactions, Internet Banking, Telephone Transfers, Wire Transfers, ACH, Info-24, Sweeps, Automatic Funds Transfer from one account to another, excluding AFTs to Loans.
• No daily balance service charge will be assessed to the first statement cycle of a new account.
• Checks will be issued only upon customer request.
• Check printing fee depends on style of check ordered.

This account is for customers who maintain a higher balance, want to earn interest on that higher balance, have immediate access to their funds, and write a minimal amount of checks.

• This account is available for personal and business use.
• The minimum opening balance is $25,000.00.
• Statements will be mailed monthly.
• Interest rates may change at any time.
• Interest will be added to the account at the end of each monthly statement cycle.
• No interest will be earned on days when the collected balance is less than $25,000.00.
• A service charge of $25.00 will be assessed per month if the daily balance is less than $25,000.00.
• A $10.00 excessive withdrawal fee will be assessed for each transfer above 6 paid in a monthly statement cycle.  Transfers include:  Check, Draft, Debit Card Transactions, Internet Banking, Telephone Transfers, Wire Transfers, ACH, Info-24, Sweeps, Automatic Funds Transfer from one account to another, excluding AFTs to Loans.
• No daily balance service charge will be assessed to the first statement cycle of a new account.
• Checks will be issued only upon customer request.
• Check printing fee depends on style of check ordered.