Get the app

Available on the App Store.
Available on the Google Play Store.

Attention All Online Banking Customers
We upgraded our Online Banking System on October 23rd, 2018.
If you are a Mobile App user, you will be required to update your app.
We apologize for any inconvenience.


Investor Relations
About First National Bank in Olney

2018 Proxy Statement     2017 Annual Report     Summit Stock Snapshot

2017 Proxy Statement     2016 Annual Report     Summit Stock Snapshot

2016 Proxy Statement     2015 Annual Report     Summit Stock Snapshot

The First National Bank in Olney began operations in Richland County, Illinois in 1934 with six employees, total assets of $695,748 and capital accounts at $100,000.

Our operations now include six locations in Olney, Oblong, Robinson, and Ingraham, Illinois.

Our assets have grown to $334.8 million with capital of $39.66 million.

Vision Statement

To promote the First National Bank in Olney as the preferred bank in Richland, Clay, Crawford and Jasper counties, and the surrounding communities, and as the premier provider of financial services for our customers, employment and education for our employees, and a sound investment for our shareholders.

The Bank's Mission

The First National Bank in Olney is an independent, locally owned and managed provider of financial services that is dedicated to serving Richland, Clay, Crawford and Jasper Counties with quality products and services designed to maintain a profitable relationship with its customer base, and to support our role in attracting, retaining and motivating quality employees, and providing our shareholders with growing value.

Summit Bancshares, Ltd and the First National Bank in Olney Board of Directors

  • Randy L Kistler, Chairman
  • Brad E Harmon
  • Julie M Hearring
  • James A Knollenberg
  • Michael A McKinney
  • Kevin G Ochs
  • Bruce A Peters
  • Craig O Weber

Condensed Statement of the Condition of

September 30, 2018

Cash and Due From Banks $20,388,509
US Bonds and Securities 17,090,470
Other Bonds and Securities 69,330,670
Federal Funds Sold 0
Total Net Loans 216,700,733
Net Fixed Assets 2,642,841
Other Assets 8,612,976
*Loans after deducting:
Reserve for possible loan losses
Deposits $289,639,844
Federal Funds Purchased & Other Borrowed Funds 4,053,879
Other Liabilities 1,405,943
Capital Stock 1,600,000
Surplus 5,391,472
Undivided Profits 33,631,369
Unrealized Gains (Losses) on Securities (956,308)
Total Capital Account $39,666,533