Money Market Account

This account is for customers who want to earn interest, have immediate access to their funds and who write a minimal amount of checks.

  • This account is available for consumers and businesses.

  • The minimum opening balance is $1,000.00.

  • Checks will be issued only upon customer request.

  • Statements will be mailed monthly.

  • Interest rates may change at any time.

  • Interest will be added to the account at the end of each monthly statement cycle.

  • No interest will be earned on days when the collected balance is less than $1,000.00.

  • A service charge of $10.00 will be assessed per month if the average daily collected balance is less than $1,000.00.

  • Allows you 6 "pre-authorized" (telephone transfers, wire transfers, ACH, Info-24, Automatic Funds transfer from one account to another, excluding loans, etc.) withdrawals per statement cycle of which 3 may be by check or debit card, and unlimited withdrawals in person, by mail or ATM transactions.

  • A $10.00 excessive withdrawal fee will be assessed for each pre-authorized transfer above six (6), for each third party check above three (3), or a combination thereof paid in a monthly statement cycle.

  • No average daily collected balance service charge will be assessed to the first statement of a new account.

  • Check printing fee depends on style of check order.

 

 

 



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